Tindak Pidana Pengancaman dan Pemerasan dalam Penanganan Kasus Pinjaman Online
DOI:
https://doi.org/10.37481/jmh.v4i2.732Keywords:
Threats, Crime, Online LoansAbstract
Advancements in technology have simplified various daily activities. However, this progress has also been exploited by illegal online loan services (pinjol) offering loans to people with low financial literacy, making it difficult to distinguish between legal and illegal services. Technologically-based loan solutions, originally intended to meet the community's urgent and long-term needs, have now been misused. This development has led to many risks and has given rise to various criminal acts, including fraud, extortion, and threats related to information and technology. The purpose of this study is normative juridical, using secondary data with qualitative data analysis methods. In Criminal Decision Number 438/Pid.Sus/2020/PN Jkt Utr, there is an explanation regarding legal protection for online loan borrowers against extortion or threats by debt collectors through electronic media. The judge decided on the second alternative accusation in the name of the defendant, Dede Supardi Bin H.Supriadi, based on Article 45, paragraph (4) Jo. Article 27, paragraph (4) of the Law of the Republic of Indonesia No. 19 of 2016 is an amendment of Law No. 11 of 2008 on Information and Electronic Transactions and Law No. 8 of 1981 on Criminal Procedure Law. Criminal charges can be imposed on the debt collectors involved in this case.
References
Asril, S. (2012). Hukum Internet: Pengenalan Mengenai Masalah Hukum di Cyberspace. Jakarta: Citra Aditya Bakti
Idik Saeful Bahri, S. H. (2020). CYBER CRIME DALAM SOROTAN HUKUM PIDANA (Vol. 159). Bahasa Rakyat.
Indradjaja, M. A. P., Suseno, S., & Ramadhani, R. H. (2022). Analisis Penegakan Hukum Tindak Pidana Yang Dilakukan Dalam Lingkup Pinjaman Online Ilegal Di Indonesia. PAULUS Law Journal, 3(2), 50-64.
Kusno, A., Arifin, M. B., & Mulawarman, W. G. (2022). Pengungkapan Pemerasan dan Pengancaman pada Alat Bukti Kasus Pinjaman Online (Kajian Linguistik Forensik). Diglosia: Jurnal Kajian Bahasa, Sastra, dan Pengajarannya, 5(3), 555-570.
Kusuma, S., Sana, A. G., Hanifah, Z. A., & Hosnah, A. U. (2023). Tinjauan Yuridis terhadap Ancaman dan Penganiayaan dalam Suatu Hubungan. JURNAL EDUKASI NONFORMAL, 4(1), 239-250.
Lahagu, Z. A. S. (2023). Pertanggung Jawaban Pidana Pelaku Pemerasan Dan Pengancaman Melalui Penyebaran Data Pribadi (Analisis Putusan Nomor 438/Pid. Sus/2020/PN JKT. UTr. Jurnal Ilmiah Mahasiswa Hukum [JIMHUM], 3(4), 311-323.
Nugroho, R. (2023). Pertanggungjawaban Pidana Terhadap Tindakan Korporasi Atas Ancaman Kepada Debitur Dalam Penagihan Pinjaman Online. Lex Crimen, 12(2).
Ratulangi, C. H. (2021). Tindak pidana cyber crime dalam kegiatan perbankan. Lex Privatum, 9(5).
Ruba'i, M. (2021). Buku Ajar Hukum Pidana. Media Nusa Creative (MNC Publishing).
Setiawan, M. N., Safitri, M., & Lestari, L. (2022). Kejahatan Carding Sebagai Bentuk Cyber Crime Dalam Hukum Pidana Indonesia. DATIN LAW JURNAL, 3(2).
Sujamawardi, L. H. (2018). Analisis Yuridis Pasal 27 ayat (1) Undang-Undang Nomor 19 Tahun 2016 tentang Perubahan atas Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik. Dialogia Iuridica, 9(2).
Suwiknyo, F. B. (2021). Tindak Kejahatan Siber Di Sektor Jasa Keuangan Dan Perbankan. Lex Privatum, 9(4).
Talinusa, S. C. (2015). Tindak Pidana Pemerasan Dan/Atau Pengancaman Melalui Sarana Internet Menurut Undang-Undang Nomor 11 Tahun 2008. Lex Crimen, 4(6).
Widoyanto, H., & Ratna, D. (2022). TINDAK PIDANA PENGANCAMAN DALAM PENANGANAN KASUS PINJAMAN ONLINE (Studi Kasus Putusan PN Jakarta Utara Nomor 438/PID. SUS/2020/PN Jkt. Utr). JURNAL RECTUM: Tinjauan Yuridis Penanganan Tindak Pidana, 5(1), 150-170.
