Literasi Pasar Modal bagi Siswa SMP melalui Edukasi Investasi Dasar untuk Mendukung Kesadaran Finansial
DOI:
https://doi.org/10.37481/pkmb.v6i2.2144Keywords:
Capital Market Literacy, Financial Awareness, Basic Investment Education, Junior High School Students, Community Service ProgramAbstract
Financial literacy has become an essential competency for young people in managing personal finances and making informed financial decisions. However, knowledge of capital market investment among junior high school students remains limited, resulting in low awareness of financial planning and investment opportunities. Therefore, community service activities were conducted to introduce basic investment concepts and improve students’ understanding of the capital market from an early age. This program aimed to enhance financial awareness and provide fundamental knowledge of capital market investment for junior high school students. The Community Service Program (PKM) was carried out at Aruna Surya Bestari Foundation, Pamulang, South Tangerang, on May 14, 2026. The activity was implemented by a team of five lecturers and students from Universitas Pamulang and involved 17 foster children studying at the junior high school level. The program was conducted through several stages, namely preparation, implementation, and reporting. During the implementation stage, participants received educational materials through lectures, practical exercises, discussions, and question-and-answer sessions. The results of the activity indicated an improvement in participants’ understanding of basic investment concepts, capital market instruments, and the importance of financial planning. Participants showed high enthusiasm and active involvement throughout the program. The activity successfully increased students’ financial awareness and encouraged a positive attitude toward responsible financial management and future investment planning.
References
Firdausi, M. R. A., & Kasri, R. A. (2022). Islamic Financial Literacy Amongst Muslim Students in Indonesia: A Multidimensional Approach. Al-Muzara'ah, 10(Special Issue), 77–94.
Gunawan, K., & Wiyanto, H. (2022). Financial Literacy, Risk Tolerance, Loss Aversion Bias terhadap Keputusan Investasi. Jurnal Manajerial dan Kewirausahaan, 4(3), 573–582.
Haryono, A., Handayani, S., Satrio, Y. D., Munir, S., & Narmaditya, B. S. (2022). Economic Learning Education and Financial Literacy among Indonesian Students. Pegem Journal of Education and Instruction, 12(3), 106–110.
Johan, S. (2022). The Demography Impact on Financial Literacy: An Empirical Studies in Indonesia. Economica, 10(2), 145–160.
Muna, A., Wahyuni, A. S., & Musyaffi, A. M. (2022). Financial Literacy of Students: University Case Studies in Indonesia. AKUNSIKA: Jurnal Akuntansi dan Keuangan, 3(1), 1–10.
Razen, M., Huber, J., Hueber, L., Kirchler, M., & Stefan, M. (2021). Financial Literacy, Economic Preferences, and Adolescents’ Field Behavior. Finance Research Letters, 40, 101728.
Roemanasari, F., Sabela, J., & Rusgianto, S. (2022). Islamic Financial Literacy and Financial Behavior on Investment Intention. Jurnal Ilmu Ekonomi Terapan, 7(2), 181–195.
Siskawati, E. N., & Ningtyas, M. N. (2022). Financial Literature, Financial Technology and Student Financial Behavior. Dialektika: Jurnal Ekonomi dan Ilmu Sosial, 7(2), 102–113.
Tanjung, G., Komariah, S., & Yusuf, S. (2020). Capital Market Literacy and Students Investment Decisions. Journal of Applied Business Administration, 4(2), 200–205.
Fatimah, F., & Nurkhin, A. (2021). Investment Interest with Capital Market Education as Moderator. Economic Education Analysis Journal, 10(2), 363–378.
Gumilar, D. W. A., & Sangka, K. B. (2024). The Mediating Role of Digital Financial Literacy: Examining How Problem Based Learning Influences Consumption Decision Making Among Adolescents. Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran, 10(3), 976–987.
Issalillah, F. (2024). The Relationship Between Financial Literacy and Financial Awareness with Generation Z's Investment Patterns. Journal of Social Science Studies, 4(3), 285–294.
Mancone, S., Tosti, B., Corrado, S., & Spica, G. (2024). Youth, Money, and Behavior: The Impact of Financial Literacy Programs. Frontiers in Education, 9, 1397060.
Setiawati, A. A., & Venusita, L. (2024). Pengaruh Media Sosial, Edukasi Pasar Modal dan Penggunaan Analisis Fundamental terhadap Keputusan Investasi di Pasar Modal. Jurnal Revenue: Jurnal Ilmiah Akuntansi, 5(1), 1015–1025.
Triyonowati, T., & Rahayu, R. (2024). Financial Literacy, Emotional Intelligence for Young Investors. International Journal of Finance & Banking Studies, 12(4), 27–33.
Tubastuvi, N., Azaria, M. J. F., Purwidianti, W., & Aryoko, Y. P. (2024). Gen Z Investment Decision: Role of Financial Literacy, Financial Behaviour, Financial Experience and Risk Tolerance. Airlangga Journal of Innovation Management, 5(4), 1041–1057.
Wijayanti, R. P., Azizah, E. N., & Kurniawan, H. (2024). The Role of Financial Literacy and Financial Behavior on Student Investment Decisions. Agregat: Jurnal Ekonomi dan Bisnis, 8(1), 47–59.
Frees, D., Gangal, A., & Shaviro, C. (2024). Quantifying the Causal Effect of Financial Literacy Courses on Financial Health. Journal of Financial Education Research, 16(2), 88–104.
