Pelatihan Manajemen Keuangan bagi Ibu Rumah Tangga di Desa Situ Gadung Kabupaten Tangerang

Authors

  • Ria Rosalia Simangunsong Universitas Pamulang
  • Yeti Kusmawati Universitas Pamulang
  • Ratih Andalusi Universitas Pamulang

DOI:

https://doi.org/10.37481/pkmb.v6i1.1761

Keywords:

Financial Management, Housewives, Community Service, Desa Situ Gadung, Economic Empowerment

Abstract

Financial management is a crucial skill for improving household welfare, yet many housewives face challenges in managing their income effectively. In Desa Situ Gadung, Tangerang Regency, housewives who run small businesses often lack formal knowledge of financial planning, budgeting, and saving strategies. This community service program aimed to enhance the financial management skills of housewives to support their economic empowerment and improve household financial stability. The program was conducted on August 19, 2025, at Desa Situ Gadung and involved nine lecturers from Universitas Pamulang as facilitators. The participants consisted of 30 local traders around the school area. The implementation of the program followed a structured approach, starting with preparation, followed by the main activities, and concluding with reporting. The core activities included interactive lectures, practical exercises, group discussions, and question-and-answer sessions, designed to provide participants with both theoretical understanding and hands-on experience in financial management. The results of the program indicated a significant improvement in participants’ knowledge and skills related to budgeting, expense tracking, and saving practices. Participants demonstrated increased confidence in managing their household finances and expressed motivation to apply the acquired skills in their daily business activities. This program highlights the importance of community-based financial education in empowering housewives and promoting sustainable local economic development.

References

Ardianti, N. (2024). Household Financial Management of Micro, Small, Medium Enterprises [Manajemen Keuangan Rumah Tangga Usaha Mikro Kecil Menengah]. Proceeding of Community Development, 12(2), 45 56.

Astuti, W. B. (2021). The Role of Educational Institutions in Community Empowerment to Improve Community Welfare. Journal of Islamic Economy and Community Engagement, 8(1), 12 25.

Ismawan, D., Tullah, N. H., Asbari, M., & Fauzan, D. A. (2024). Community Service in the Higher Education Environment. Journal of Community Service and Engagement, 7(1), 21 34.

Kurniasari, F., & Lestari, E. D. (2024). Development of financial literacy and fintech adoption on women SMEs business performance in Indonesia. Eastern European Journal of Enterprise Technologies, 6(3), 33 47.

Lestari, P., & Nugroho, H. (2022). Adoption of Digital Financial Services by SMEs in Indonesia: Challenges and Opportunities. Journal of Digital Economy and Finance, 6(4), 87 102.

Nersa, G., Goso, & Duriani. (2023). The Influence of Financial Literacy on Family Financial Planning and Management Among Housewives. Al Kharaj: Journal of Islamic Economic and Business, 5(2), 78 90.

OJK. (2024). Survey Nasional Literasi dan Inklusi Keuangan (SNLIK) Tahun 2024. Jakarta: OJK.

Permana, J. Z., & Lutfi, L. (2023). Financial Literacy, Financial Attitude, and Household Financial Behavior. Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship, 10(2), 55 69.

Prabowo, M., & Sari, L. (2023). Community-Based Financial Education Programs and Their Effect on Rural Households’ Welfare. Journal of Community Development Studies, 8(2), 44 59.

Prasetyo, A., & Widodo, R. (2022). Financial Literacy and Its Impact on Small Business Growth in Rural Areas. Journal of Small Business and Entrepreneurship, 9(3), 101 115.

Rahmawati, S., & Hidayat, T. (2023). The Role of Microfinance in Supporting Women Entrepreneurs in Indonesia. Asian Journal of Economic Studies, 11(2), 55 70.

Santoso, D., & Fauziah, N. (2021). Household Financial Management Practices in Low-Income Families. Indonesian Journal of Family Economics, 4(1), 33 48.

Yuliana, R., & Hartono, B. (2024). The Influence of Financial Knowledge and Attitude on Household Savings Behavior. Journal of Islamic Finance and Society, 7(1), 23 38.

Downloads

Published

2026-01-01

How to Cite

Simangunsong, R. R., Kusmawati, Y., & Andalusi, R. (2026). Pelatihan Manajemen Keuangan bagi Ibu Rumah Tangga di Desa Situ Gadung Kabupaten Tangerang. Jurnal PKM Manajemen Bisnis, 6(1), 205–211. https://doi.org/10.37481/pkmb.v6i1.1761